Benefits When Extending or Ending Your Contract with Trusted
If You Extend Your Contract at the Same Facility
Your benefits will continue uninterrupted.
If you take time off between contracts, missed benefit deductions will be caught up on your first paycheck back.
You cannot make changes to your benefits unless you experience a Qualifying Life Event (QLE). A list of QLEs can be found at HealthCare.gov.
If You Have a Gap Between Assignments
Gap of 7 Days or Less: If your new assignment (at the same or a different facility) starts within 7 days, your benefits continue from your previous assignment.
Gap of 30 Days or Less – Same Month: If your new assignment begins within the same month, your benefits remain active.
Gap of 30 Days or Less – New Month
Benefits remain active through the end of the month your prior assignment ends.
You’ll be automatically re-enrolled in the same benefit plans as of your rehire date.
If you previously waived coverage, that decision will carry over.
Changes to your benefits are only allowed during open enrollment or with a QLE.
You may enroll in COBRA coverage to avoid a gap in insurance.
If You Are Currently Enrolled in COBRA
Notify your Care Team immediately upon returning to Trusted to prevent dual coverage.
You must cancel COBRA by the end of the month. Contact Discovery, our COBRA broker, using the instructions provided in your COBRA packet.
Once canceled, you may enroll in Trusted’s benefits via a QLE.
To submit a QLE:
Go to
ADP>Myself>Benefits>Enrollment>Report a Life ChangeSelect
Add Employee Coverageas your QLE type
If You Have a Gap of More Than 30 Days
Benefits remain active through the end of the month in which your assignment ends.
If your next assignment starts more than 30 days later, you’ll have the opportunity to elect new benefits effective on your new start date.
You may enroll in COBRA to maintain coverage during the gap.
If You Don’t Have a New Assignment Lined Up
Your benefits will remain active until the end of the month your contract ends—at no additional cost to you.
You’ll receive a COBRA packet by mail from Discovery within 7–14 days of your assignment ending (sent to the address in ADP).
COBRA coverage is available only if you were actively enrolled in benefits while on assignment.
If you have any questions about benefits, COBRA, or re-enrollment, please reach out to your Care Team via Inbox.